Housing by Increments: A Great Pay-As-You-Go Solution

Buying an existing home or building a new one is an expensive proposition, but if you’re willing to take an unconventional approach, you can build your own home by increments and spread the cost out over a period of years, possibly saving yourself a mortgage.

The first step is finding and purchasing a piece of property. You need to have the property inspected and judged acceptable for sewage or a septic system and availability to water and other utilities, and to make sure the land is zoned for residential use. Make sure you get all the building permits and other documentation you need, and then plan your home.

You might want to look at plans for homes, for sale in bookstores and through a number of magazines, or you might want to design your own home. Think of ways you can build your home in stages, making sure that the home is habitable at an early stage of building. One young couple decided to build a conventional stick-built home, but finished off the basement area first and capped it, then lived in the cellar while building the rest of the house.

There are companies in existence that offer modular homes built largely in a factory and then assembled on-site [http://www.shelter-kit.com/lofthouse.html]. Some of these are created in segments which can either stand alone or be pieced together either all at once or over a period of time. The manufacturers will be able to give you valuable advice on how best to proceed.

Make sure that the most necessary parts of your home are built first. If necessary, you can live essentially in one room that serves as kitchen, living room and bedroom-renters of efficiency apartments do it all the time-but unless you want to live really roughly and use an outhouse (not a pleasant thought!) one of your first priorities should be to build a fully functional bathroom.

Also make sure that, even though you plan to add on to your home in increments, you plan the entire structure of the home up front. You may decide that you will add on a laundry room in two years, for instance; you will want to have the plans for that laundry room now, so that expensive plumbing and electrical work will be done in the most efficient manner possible. This generally means clustering rooms that need a water supply close together to minimize the material needed.

Building your home over a period of years by using your own money or by accessing short-term unsecured personal loans, or a combination of the two, will allow you to own your home outright immediately and save you many thousands of dollars over your lifetime. If you’re willing to be patient and live unconventionally for a while, it’s a great option.

Tips on Hiring a Great Architect – Building Your Dream House

A dream house – probably the one on top of everyone’s properties wish list. When you finally reached the point where your budget permits you to build your dream house, be sure to take the right steps and make the right moves. Building your dream house is probably the most expensive venture you will do for yourself. Expensive indeed but the most rewarding when done correctly.

One of the most important person that can help you turn your dream into reality is an architect. A great project like your dream house also requires a great architect. An architect is the person that turns your imagination into plans and your vision into reality. Since an architect plays a very crucial role in building your dream house, how will you know if you have found the right one?

Finding an architect, let alone a great architect, is difficult if you are looking in the wrong places or when you don’t know what you are looking for. In building your house, you need an architect that understands not only what you need, but what you want as well. The internet is a very important resource that facilitates every task that we have to perform, specially “finding tasks”. If you are looking for a architect, try Googling “Tips on hiring a great architect” and you can find sites that may help you.

Many sites offer FREE step by step tips on how to find a architect, how to hire an architect, how to identify a great architect, things to look for in an accredited architect, interview questions to ask an architect and many more. So, what are you waiting for? Turn your dream into reality and find that great architect now.

Tips to Build a Great Relationship at Work and at Home

Years ago I learned a very powerful lesson from Stephen Covey. In his book entitled “The 7 Habits Of Highly Effective People”he explains the concept of principle based leadership.

In the last message I shared with you how to respond to the important and not the urgent. Now that you have more time and leading your life based on your priorities I want to give you the next tool that will make you the author of your relationships.

Today I am going to share with you an exercise that involves you being at your funeral right now, today. Imagine all your loved ones, spouses, kids, family members, friends, employees and business contacts standing up at the podium and reflecting on their relationship with you. I know this may be difficult and you may not like what you discover but there a reason so I encourage you to carefully examine what you think each person would say about your relationship with them as it is right now.

Would they say you were kind and loving, always therefor them or that they wish they had spent more time with you etc. Would your employees say that you were a great leader, fair and honest or would they say that you were always stressed out and unavailable?

Now, imagine you are standing at your funeral again and you get to choose what each person would say about you. Repeat the process by above but this time write out what you would like that person to say about you.For example; in the first part of this exercise you think your spouse would say that you were a very hard worker and gave a lot to your company but wished they had spent more time with you. You now get to rewrite the script. You could imagine them saying that you had always put your relationship with them first,they felt loved and knew because you always made time for them.

The script that you wrote is your agenda to create the relationships you desire. Because this is about your business and we are referring to leadership, take this opportunity to evaluate your relationships with your team. You can choose to be the leader you want to be with action and intent.

I wish I could make it as simple as putting this task in your day timer but to develop new attributes is an internal process, a shift in behaviors. What I can tell you is to make it a priority by scheduling the time in your agenda to research and commit to getting involved with leadership groups, taking classes and seek coaching.

I was very fortunate to have found this exercise when I was a salon owner and as a result of it I am able to say that I have remained in good standing with every person who had worked in my company. I’m not saying they all liked me but I do know they would all say I was honest, respectful,approachable and dedicated to helping them succeed. Even those I had to let go still felt comfortable coming into the salon for their services when they no longer were employed there. That is the gift of writing your own scripts as to how you choose to impact the relationships in your life.

What Is Turn-Key Construction – Why It's a Great Way to Build a Home

When a customer is looking for a stress-free way to build their new home, they will want to hire a contractor that offers "turn-key construction" to build their home & take care of all of the details.

The customers responsibilities include: Procuring financing, finding the right property, choosing a floor plan, picking out the colors, flooring, fixtures, wood finish, Cabinet style, countertops, window & door styles, and deciding on the amenities.

The contractor is responsible for: everything involved with the home being built. The contractor hires the excavator, frames the structure, and finishes the interior. He is responsible for purchasing the materials and hiring the sub-contractors. Everything is completed down to the cabinets and carpet. When the home is finished, the customer "turns the key" and moves in. A Licensed Contractor will provide a post construction warranty, as well as guaranteeing the performance of the project while it's being built. The contractor accepts all of the liabilities that come with constructing the home.

What are the benefits of hiring a turn-key contractor?

A turn-key contractor builds the customer a custom home while protecting them from the headaches and stress of a construction project. The customer gets to have all the fun! They get to pick out their favorite amenities and colors and watch as their dreams come alive. When it's all done the customer gets to enjoy the finished result. Should something go wrong, they call on the contractor to remedy the problem according to the warranty and performance guidelines. The contractor takes on all the liability and responsibility so the customer can relax and enjoy watching their new home being built!

Another way to make sure every one of your construction projects will have a better outcome is when choosing a home builder or a contractor for any building project, always hire a licensed contractor, that's the first way to save yourself from future headaches. Then make sure you know everything included in their price; get their warranty guarantee in writing; do a little research, including a background check; and always ask for references. If any of the information you want for the proposal is missing, or if they withhold information from you, those are red flags and I would suggest moving on, and finding a licensed contractor that will share all of the information you need to feel comfortable before moving forward with your project.

Building a home should be a fun stress-free experience, finding the right builder enables you to have that!